Budget Narrative

AI-generated plain-language summaries of your personal budgeting data with actionable insights.

What Are Budget Narratives?

Budget narratives are AI-generated plain-language summaries of your personal budgeting data. The AI analyses your budget settings, spending patterns, and savings goals, then writes a clear summary explaining how you're tracking against your targets.

This feature is available on all plans.

How It Works

When you view the personal budgeting page, the AI analyses your budget configuration and portfolio data to generate a narrative summary. This covers:

• Progress towards your savings goals — whether you're on track, ahead, or behind
• Spending patterns — where your money is going relative to your budget categories
• Portfolio income impact — how rental income and property expenses affect your overall budget
• Actionable suggestions — practical tips based on your current financial position

Reading the Narrative

The budget narrative appears alongside your standard budgeting charts and progress indicators. It translates the numbers into everyday language so you can quickly understand your financial position.

For example, the narrative might tell you: "You're currently 15% ahead of your savings target for this month, largely thanks to consistent rental income from your portfolio. Consider reviewing your insurance expenses, which have been trending upward."

What's Next?

Get personalised strategy recommendations for your portfolio:

Strategy Advisor →