PropZy — Property Portfolio Management

Personal Budgeting for Property Investors

See the full picture. Plan your personal budget alongside your property portfolio — track income, set savings and investment goals, and understand how your investments fit into your overall finances.

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Why Use Personal Budgeting?

Savings & Investment Goals

Set percentage-based savings and investment goals. See at a glance whether your budget leaves room for your next property deposit.

Full Financial Picture

Combine your personal income and expenses with rental income from your portfolio. Understand your total financial position in one view.

AI Budget Insights

Get AI-generated analysis of your budget health, spending patterns, and actionable suggestions to improve your financial position.

How It Works

1

Set Your Income

Enter your monthly personal income. PropZy automatically includes rental income from your property portfolio.

2

Add Your Expenses

Log your personal living expenses — housing, food, transport, utilities, insurance, and more. Categorise them as fixed or variable.

3

Set Goals

Define your savings and investment goal percentages. PropZy shows whether your budget meets your targets.

4

Review Your Budget

See a clear breakdown of income, expenses, surplus, and goal progress. Get AI-powered budget narratives with personalised recommendations on all plans.

Budgeting Features

  • Monthly income tracking with automatic rental income integration from your portfolio
  • Personal expense categories with custom icons — housing, food, transport, utilities, insurance, entertainment, and more
  • Fixed vs variable expense classification for better budget analysis
  • Savings and investment goal percentages with progress tracking
  • Budget surplus/deficit calculation showing disposable income after expenses and goals
  • Detailed and summary view modes for quick or in-depth analysis
  • AI-powered budget narrative with personalised recommendations (included on all plans)

Included on All Plans

Personal budgeting is included on all plans, including the Free plan. AI budget insights are included on all plans.

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Explore More Features

Cash Flow Tracker

Track rental income against expenses per property and financial year.

Expense Management

Log expenses, upload receipts, and track everything by category and financial year.

Portfolio Analytics

Track equity, calculate yields, and get AI-powered insights across your portfolio.