PropZy — Property Portfolio Management

AI-Powered Insights for Your Property Portfolio

Seven AI capabilities to help you understand, optimise, and grow your property investments — from portfolio health checks and cash flow narratives to strategy advice, scenario modelling, and tax analysis.

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Why Use AI-Powered Insights?

Strategy Recommendations

Get personalised next-move advice based on your actual portfolio data — covering equity, cash flow, debt, growth, and risk.

Scenario Modelling

Ask "what if" questions about your portfolio and get AI-generated projections comparing your current position to hypothetical outcomes.

Tax Analysis

Get EOFY tax summaries with deductions, negative gearing, depreciation, and CGT exposure — plus a tax specialist chat mode with ATO brackets.

How It Works

1

Sign Up and Start Free

Create a free account — no credit card required. AI features are included on all plans, from Free to Ultra.

2

Add Your Portfolio Data

Enter your investment properties with purchase prices, current values, mortgage details, rental income, and expenses. The more data you add, the better the AI insights.

3

Access AI from Your Dashboard or Chat

Use the AI features directly from your dashboard for one-click insights, or open the AI chat assistant to ask questions in natural language.

4

Get Personalised Insights

Receive tailored recommendations, projections, and analysis based on your actual portfolio data — not generic advice.

AI Capabilities

AI Property Assistant (Riyun Agent)

A full agentic chat experience — not just Q&A. Riyun fetches your portfolio data in real time, runs anomaly detection, generates alerts, and can add expenses or log changes on your behalf. All through natural language.

AI Portfolio Health Analysis

Get a comprehensive health check on your portfolio covering diversification, leverage, yield, and risk factors.

AI Cash Flow Narrative

Turn your cash flow numbers into plain-English summaries that explain what's happening and why.

AI Property Evaluator

Assess potential investment properties with AI-powered yield, cash flow, and risk analysis before you buy.

AI Strategy Advisor

Receive personalised next-move strategy recommendations based on your portfolio's equity, cash flow, debt, growth potential, and risk profile.

AI Scenario Modelling / What-If Analysis

Ask hypothetical questions like "What if interest rates go up 1%?" or "What if I sell property X?" and get AI-generated projections comparing current vs projected outcomes.

AI Tax Advisor

Get EOFY tax summaries with deductions breakdown, negative gearing position, depreciation (Div 40 & 43), and CGT exposure — plus a tax specialist chat mode with injected ATO brackets.

AI Loan Review

Get personalised refinancing recommendations from real CDR loan products across top Australian banks. The AI analyses your property context, current loan, and preferences to suggest the best 5 alternatives with estimated savings. Compare side-by-side and email results directly to your mortgage broker.

Talk to Your Portfolio

The AI chat assistant is powered by Riyun, PropZy's portfolio intelligence agent. It fetches your data, runs analysis, and performs actions — all within the conversation.

Portfolio Analysis

"How is my portfolio performing overall?"

Anomaly Detection

"Are there any issues with my portfolio?"

Smart Alerts

"Any alerts I should know about?"

Add Expenses via Chat

"Add a $1,500 insurance expense to Smith St"

Log Rate Changes

"My interest rate changed to 5.8% on Park Rd"

Property Deep Dives

"Tell me about my Bondi unit"

All write operations require your confirmation before executing. Riyun only uses real data from your portfolio.

Available on All Plans

AI features are included on all plans. Start with the Free plan (1 property), upgrade to Plus (3 properties), or go Ultra (20 properties) for the largest portfolios.

Free Plus Ultra
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